If there was a better way to do something,
Would you rather know the first day or the last?

Tribal Initiative – Your tribe deserves to know!

Tribal Initiative is a non-profit educational organization which assists tribes with revenue and jobs. Its mission is to work toward a more progressive, financially stable government, to maintain tribal sovereignty, and to enable members to progress individually towards a more fulfilling life culturally, spiritually and economically in indian country.

Quilly Award

Times Square Today

Job Creation, Revenue, and Tribal Sovereignty!

Allowing tribes access to institutional programs to provide jobs, education, protect funds, and earn absolute gains. All to assist with education, healthcare, housing, enterprise programs, and more!

Native owned businesses can take advantage of tax credits, tax savings and tax incentives with our extensive consulting services to help meet the diversity spend needs throughout the United States and Alaska. Call for details.


Our Founder

Our founder is from the Bad River Ojibwe in Odanah, WI. He understands, unlike many others, the challenges our Nations face. Along with his hand picked team of experts we are interested in getting your Tribe Signed up for these No Cost Services

  • Save Tribal Funds from unnecessary Costs
  • Create Jobs
  • Create Revenue
  • Secure Tribal Sovereignty through Education
  • Energy Conservation

What People Say About Us

Letters of Recommendation

Letter of Recommendation: Bonnie Goldman

June 1, 2017

My name is Bonnie Goldman,

As a retiree who ran a small family business and worked for the nations largest retailer to help make ends meet. My retirement plan 401k was costing me too much money and not growing like I had hoped. I need to make a positive change over a year ago.

I am thankful, grateful and satisfied that I was able to meet the wonderful team at Asset Growth and Prot ection. Jennifer and JT along with their service providers and trust companies have assisted me in earning more income; each month with ease.  Never missing a payment that I am awaiting each month.

The added money coming in when I am no longer working is very helpful. Since I like to spend time in Wisconsin and Texas, its nice not to worry if my funds are safe, secure and working for me each month .

Getting paid monthly with less fees was something I had been looking for. My friend who uses another program they offer, waits for a term payout that maybe higher than my monthly income, but I needed and wanted more monthly income and am very happy with the added checks that come in each month so that I don’t need to have a part time job to help meet my monthly expenses.

My bank was paying less than 1% and I now earn over 5% and get paid monthly. The monthly income is very helpful if you are no longer working and are on your own with living expenses.

I hope if you read this letter, you take time to check out the advantages of using a safe, secure, alternative program that they offer. NO long term commitments, short term options, to meet your needs as desired.

As a senior citizen in my 80s, I wanted something that I could count on and JT has been very helpful in questions that come up and options to help my family assist me in monitoring our monthly income.

I look forward to many more years of working with their office and having them help me keep added income coming in during my retirement years.


Bonnie Goldman

Wisconsin and Texas Retiree, Former Small Business Owner for decades.

Letter of Recommendation: Bad River Band of Lake Superior Tribe of Chippewa Indians 

June 15, 2017

To whom it may concern:

The Bad River Band of Lake Superior Tribe of Chippewa Indians has been working with Mr. JT McDonald for several years. The most significant transaction currently is a longterm investment (18-month) opportunity in which he was able to  secure for the Tribe an  excellent return on the investment. Since the origination  of  the investment,  interest  on the  funds have been received  routinely and consistently on a monthly basis with an interest at a rate 8.9% higher than was being received from our local banking institution where the funds were previously invested. When researching different  investment opportunities and considering whether or not to invest, it was discovered that the interest being received far exceeded that which accompanied junk bonds at the time. In addition, the investment agreement indicates that at its maturity, the investee will add additional interest points to the overall length of the loan as a benefit for maintaining the loan in its entirety. This does not include other incentives that are anticipated to be received based on post transactions resulting from the investment. At the present time, the investment is nearing its conclusion, so overall results on its  success is dependent upon the transactions resulting at  and after the maturity  of the investment. Until such time, the additional investment income received on the funds has been a great additional source of  income for  our organization.

In addition to this specific investment opportunity indicated above, M r. McDonald has presented various investment opportunities and other financial advice  to  the  organization  over the  course of the  past several years. He is also scheduled to present similar information to us in the very near future. When it pertains to the information he presents, the information has always been factual,  complete and presented using his vast knowledge and experience in the business field. He is receptive to questions and then answers any questions in a courteous and professional manner, yet in language respective to the requestor’s knowledge of the subject being discussed.

Based upon the limited dealings our organization has had with Mr. McDonald, I feel his vast knowledge and experience could be an advantage to your organization.


Kenneth J. Nemec
Bad River Accounting Manager


If you are looking for an easy, simple, earnings tool, First Position Commercial Mortgages are it. We like the monthly earnings we can count on each month, so will you. Adams Comfort Living Assisted Care Homes Dec. 8, 2016

Adams Comfort Living Assisted Care Homes

This program is ideal, my son loves it. I no longer work the three part times jobs I had up till age 81 and now I earn three times the income,  paid each month for my extra spending cash. This is such a blessing, thank you so much for taking the time. Bonnie the Grandma Retired Walmart worker Dec. 8, 2016

Bonnie the Grandma

I must finally give this a try, I am not earning monthly income checks now. My husband has passed and I used to have him deal with this stuff.  It’s nice to have a simple program that pays me monthly and I can renew after 12 months if I wish too.  Susann Hawkins Cattle Farmer, WI Dec. 8, 2016

Cattle Farmer

Wow this program pays me so good, I now have to think, do I want to place money in expansion and maybe earn a low 2% to 4% after costs,  when I can earn over 5% on my funds with no added effort. This is great news for farmers earning very little. Dairy Farmer Reedsburg, WI Dec. 8, 2016

Dairy Farmer

Pete Viater has worked banking over 35 years and believes this knowledge of Bridge Plan monthly earnings will protect baby boomers,  retirees and Indian Country from fees and the Wall Street roller-coaster most cannot afford to be on. Protect your financial future for your children and grand-children with a better, safer way. Pete Viater Former Bank President Pete Viater Jan.

Former Bank President Pete Viater

Our funds have never earned this good and I have gotten my checks on time.  Thank you for taking the time to come visit and speak with my tribe on using our settlement funds to  earn for future generations.  We appreciate the education JT. McDonald has given us and the time.  Mr. Jose Navajo Indian Tribe – Ramah Chapter Chairman

Navajo Indian Tribe

Congrats and thank you goes out to Ramah Chapter Navajo, for their success in getting the Ramah national settlement funds to help all tribes.  Their vision to earn on these funds for future generations is a blessing we are honored to be a part of. Helping add over $10,000 a month in added revenue. Ramah Chapter Navajo Founder JT Mc Donald, Bad

Ramah Chapter Navajo

Retired Farmer I was earning next to nothing at the local bank.  Now I get a check every month.  I am excited to go to the mailbox and get my check.  Its even more fun to go cash it each month at the bank.  Now I feel my money is working for me,  as hard Continue Reading Retired Farmer Stanley,

Retired Farmer

After using the bank and brokerage firms to hold my money I was earning very little.  I decided to do a check and see if I could earn more with First Position Mortgages and I went from earning about $200 a year after fees to about $1,700 a month and no added fees. Retired Sheriff Douglas County, WI Dec. 8,

Retired Sheriff

If there is a better way to do something, would you rather know the first day or the last?   This is the best simple earnings program I have found in my retirement years to earn monthly income on my funds with no added management fees eating away at my funds. NO stock market Retiree Public Service Commission for WI Dec. 8,

Tribal Initiative – Your tribe deserves to know! June 22, 2015